Time Loan Pearl

Time Loan Pearl provides financial assistance to qualified government employees even without a formal Memorandum of Agreement (MOA) between their employer and the bank.

Eligible Borrowers

  • Government employees not more than 55 years old
  • Currently in active service
  • No pending administrative or criminal cases
  • In good physical and mental health

Loan Application Requirements

  • 1×1 or 2×2 ID photo (for new borrowers)
  • Photocopy of valid ID (TIN, SSS, or GSIS) with three (3) specimen signatures
  • DDR SSS voucher (for SSS pensioner) or GSIS Retirement document
  • Latest payslip (for employed applicants)
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