CB KALINGA 
- Family package microinsurance program for every Juan Dela Cruz and his family
- Contestability period of only 6 months for members/dependents
- Insurance coverage is good for one (1) year
- Suicide is compensable
- Common law spouse is accepted
- One time payment of Php 211.00 per annum and P132.00 semi-annual
COVERAGE
Principal member and immediate family up to four (4)
- Natural Death
- Accidental Death & Permanent Disability
- Accidental Medical Reimbursement
- Daily Confinement Benefit
- Instant Abuloy
FOR MARRIED PRINCIPAL
|
BENEFITS |
PRINCIPAL |
SPOUSE |
CHILD 1 |
CHILD 2 |
|
Natural Death |
10,000.00 |
5,000.00 |
2,500 |
2,500 |
|
Accidental Death |
+ 10,000 |
+5,000 |
___ |
___ |
|
Permanent Disability |
10,000 |
5,000.00 |
___ |
___ |
|
Instant Abuloy (Fixed) |
2,500 (max) |
2,500 (max) |
1,000 (max) |
1,000 (max) |
|
Daily Confinement Benefit |
100/day (max 30 days) |
___ |
___ |
___ |
FOR SINGLE PRINCIPAL
| BENEFITS | PRINCIPAL | PARENT1 | PARENT2 | SIBLING1/CHILD 1 | SIBLING2/CHILD 2 |
| Natural Death | 10,000 | 5,000 | 5,000 | 2,500 | 2,500 |
| Accidental Death | + 10,000 | + 5,000 | + 5,000 | ___ | ___ |
| Permanent Disability | 10,000.00 | 5,000 | 5,000 | ___ | ___ |
| Instant Abuloy (Fixed) | 2,500 (max) | 2,500 (max) | 2,500 (max) | 1,000 (max) | 1,000 (max) |
| Daily Confinement Benefit | 100/day (max 30 days) | ___ | ___ | ___ | ___ |
